Kim Zolciak and Kroy Biermann must pay $230K in credit card lawsuit during contentious divorce, following judge’s ruling on living arrangements as ex-RHOA star relocates to basement.

Kim Zolciak and her estranged husband Kroy Biermann have been ordered to pay around $230K in a credit card lawsuit amid ugly divorce and money woes.

The 45-year-old Real Housewives Of Atlanta alum – who was recently ordered to live in the basement after a judge laid out living arrangements – and her 38-year-old former NFL athlete estranged husband owe in the six digit range after allegedly bailing on credit card bills.

Court documents obtained by TMZ on Friday read that a Georgia court ordered Simmons Bank a judgement against the reality stars for $226,836.22.

On top of that there is also $178.51 in interest along with  $2,071.57 in foreclosure fees and $1,945.31 in attorneys’ fees.

This only continues the money woes the estranged couple as the total ruling equals a whopping $231,031.61.

Back in August Page Six reported that Kim was being sued by yet a credit card company for over $150,000.

Court documents show that Saks/Capital One is claiming Kim has failed to pay an outstanding balance of $156,080.64. 

According to the credit card company, the most recent payment Kim rendered them was $4,179 – all the way back in September 2022.

In July, TMZ obtained legal documents that revealed Target National Bank was suing her for neglecting to pay off a $2,482.24 balance.

This has been a rough week for the reality star as earlier this week, Zolciak was ordered by a judge to live in the bottom of her Georgia mansion amid the ugly divorce battle with Biermann according to court documents obtained by TMZ on Wednesday. 

In an attempt to keep peace while the pair still share a home, the judge ruled Kim to stay in the basement/nanny quarters, while the former NFL star will be upstairs in the primary bedroom. 

‘Neither party shall enter the other party’s individually awarded space in the marital residence without permission,’ read the documents, per the outlet.

However, Kim and Kroy will be allowed to freely roam the common areas such as the kitchen and living room in the seven-bedroom, 11-bathroom home, which they purchased in 2012 for $880,000 and is now on the market $6 million. 

The judge also ordered the pair to act civilly towards one another in an effort to protect the couple’s 4 young kids — Kroy ‘KJ’, 12, Kash, 11, and twins Kaia and Kane, nine. 

‘Neither parent shall disparage the other parent in the presence of or earshot of the minor children,’ the documents read.

Another stipulation stated that neither parent is allowed to listen in on the other parent’s time with the children, and the children cannot be utilized as messengers between the parents.

Kroy had also legally adopted Kim’s two daughters from a previous relationship: Brielle, 26, and Ariana, 21 

The judge’s order comes just days after Kim and Kroy officially put their lavish Georgia mansion on the market ahead of a slated foreclosure in November.

The home – which has been featured on the Bravo spinoff series, Don’t Be Tardy – boasts 7 bedrooms, 11 bathrooms as well as amenities that include a swimming pool, wine cellar, arcade and a movie theater. 

Drama has surrounded the pair’s home in the past, such as the estate being falsely listed for $3.2 million earlier this month. 

In February, their house was reportedly in foreclosure and slated to be auctioned off in March. However, Kim denied the claims and an insider told People at the time that the pair took ‘action’ to resolve any issues.

In the legal documents Kroy filed in September, the former Atlanta Falcons player requested the court allow him to move forward in putting the family’s Milton, Georgia mansion on the market, stating it was on the brink of foreclosure.

The NFL alum made allegations against Kim after she called police May 4 at their Milton, Georgia mansion, prior to his first divorce filing.

The accusations about Kim’s gambling losses were seen in a Milton Police Department bodycam video after officers responded to the home after Kim reported a domestic dispute.

During the incident, Kim told police that Kroy had locked in a safe a cache of valuable items she owned that were worth $175,000 – including designer purses and jewelry – and hid the key from her. 

Kroy said he believed the lot of items fell under the classification of community property, adding of the items: ‘The problem is these are the assets, there are no [other] assets to go to.’

He also told officers they had continued to sleep in the same bed but did not engage with one another.

News broke in July that the reality TV pair had decided not to split, withdrawing their divorce papers in Superior Court of Fulton County in Georgia. They were seen shortly before attending a church together in Atlanta. 

Following the second divorce filing, a source to People earlier this month that both Kim and Kroy are ‘still under the same roof,’ but revealed that all was far from well, adding, ‘it’s a money war right now.’ 

Despite living together, the insider explained that the estranged couple are ‘not trying to get back together.’ 

In their first two months of being split – in which both asked the court for sole legal and physical custody of their four younger children – Kim and Kroy took issue with one another in court documents.

Kim said that Kroy smokes marijuana, calling into credibility his ability to raise their kids; while Kroy claimed that Kim’s gambling habit has consumed her time and decimated the family finances.